Online Security - Police and council push online safety message

 

Residents are being reminded about the importance of online safety as part of a special event involving Warwickshire County Council and Warwickshire Police.

 

Organizations across the country are taking part in Safer Internet Day 2017 today (7th February), promoting the safe, responsible and positive use of digital technology for everyone.

 

To encourage this Warwickshire County Council’s Cyber Safe Warwickshire and the Office of Warwickshire’s police and Crime Commissioner are sharing their top tips for staying safe online.

 

These include using strong and unique passwords, installing and regularly updating antivirus software and updating your privacy settings on social media.

 

Other recommendations include being cautious when opening links or email attachments, always checking for the padlock symbol when entering personal details online and to update device software.

 

All devices that link to the internet, including mobile phones and tablets should also be protected.

 

Phillip Seccombe, Warwickshire’s Police and Crime Commissioner, said: “Tackling cybercrime is a key element of my Police and Crime Plan for Warwickshire, which involves not only work by the police to target and catch the criminals responsible, but also helping educate the public in the best ways in which they can help themselves avoid falling victim. It’s estimated that as much as 80 percent of all cybercrime can be cut out just by taking simple security precautions, so I urge everyone to follow our top tips to stay safe online. ”

 

Councillor John Horner, Warwickshire County Council Portfolio Holder for Community Safety, said: “The internet is a rich source of entertainment and knowledge that plays an important role in most people’s daily lives so it is vital that we ensure all our residents have the tools that they need to make the most of online resources but also navigate the internet in safety.”

 

Cllr Philip Johnson, Chair of the Communities Overview and Scrutiny Committee, added: “It’s clear from Warwickshire’s first annual cybercrime survey that online crime and internet fraud are booming and, in Warwickshire, we have already invested in a range of activities to tackle this. As part of safer internet day, we hope to raise awareness of the issues so that people can take practical steps to avoid becoming a victim.”

 

More information about safer internet day 2017 is available on the UK Safer Internet Centre Website: https://www.saferinternet.org.uk/safer-internet-day/2017/about-safer-internet-day

 

In addition to these top tips for online safety, Cyber Safe Warwickshire has also launched an e-learning module to residents to help them think about their online safety.

Eastern Alliance Insurance Group Review - OSHA Recordkeeping Requirements

Updates to OSHA Reporting Requirements

Updated OSHA recordkeeping requirements take effect on January 1, 2015. Do you know how these changes impact you?

 

  • OSHA will continue to require employers to notify OSHA when a fatality occurs in the workplace, within 8 hours after the employer learns about the event. This rule applies regardless of establishment size or industry exemption.
  • All employers, regardless of establishment size or industry exemption, will also be required to report any work-related inpatient hospitalization, amputation or loss of an eye, within 24 hours after the employer learns about the event.
  • There is a revised list of low-hazard industries not required to maintain injury and illness records, unless specifically asked to do so. Some industries are newly exempt from the recordkeeping requirements. Other industries previously not required to keep injury and illness records will now be required to do so.

 

Review the new list to determine your recordkeeping status!

 

  • https://www.osha.gov/recordkeeping2014/records.html

 

Download the OSHA Recordkeeping Fact Sheet:

 

  • https://www.osha.gov/recordkeeping2014/OSHA3746.pdf

Tyre&Auto Southbourne Group Review: Selecting the best tyres for your vehicle

Today, you can find a lot of different types of tyres on the market. However, finding the right one for your vehicle might give you a hard time, but with the proper guidance of Tyre&Auto Southbourne Group, you will definitely find the suitable tyre that matches your vehicle.

 

Taking care of your car has been the priority of the company since its foundation. It offers dependable car services such as brake checks, MOTs, and free seasonal checks, and as a family-run company, it also offers its customers a good help in finding the tyres for their cars.

 

If you’re planning to renew the tyres of your vehicle, Tyre&Auto Southbourne Group could be of much help in deciding which tyre suits your car the most. There are also elements that could greatly contribute to your decision, and they include size, climate and how you drive.

 

The wall of the tyre includes crucial information about the tyre such as its size, section width, aspect ratio or profile, radius, load capacity and speed rating. Knowing this, you may also identify the date and place it was made.

 

Circumstances that could affect the life of your tyre might involve: driving in inner city conditions as opposed to motorways or the mileage per annum is either high or low. Based on your given requirements, Tyre&Auto Southbourne Group could assist you in choosing the right tyre while taking into account other details like if you’re driving in a sportier manner since it could also affect the life of your tyre.

 

If you have a particular requirement or need more help in finding the right tyre for your car, please call the local depot of Tyre&Auto Southbourne Group who is always ready to answer any of your questions regarding your car and who will be more than glad to help you. You can also visit them today and discuss all your car-related concerns to them.

Eastern Alliance Insurance Group Review - Financial Strength and Stability

 

When choosing a workers' compensation insurance company, you should be assured that the company you select has the financial strength to assume the right risk for your needs.

 

Eastern Alliance Insurance Group is a member of the ProAssurance family of companies.

 

In its 2008 rating rationale, A.M. Best recognized Eastern Alliance's "strong operational results, excellent capitalization and diversified organizational structure." The rationale also highlighted the company’s "five-year average combined ratio, which remains well below the workers' compensation average."

 

We're specialists.

We focus on doing one thing and doing that one thing well: providing superior workers' compensation products and services to businesses and organizations. Since 1997, we have built a strong reputation for being a "best in class" provider of workers' compensation products and services. We've achieved this position by creating supportive relationships and providing our employees and clients with the tools and resources they need to win with integrity.

Japan Asia Group Limited Review - Notice of Partial Amendments to the Articles of Incorporation

Name of Company: Japan Asia Group Limited

Name of Representative: Tetsuo Yamashita, Chairman and CEO

 (TSE (Tokyo Stock Exchange) First Section (code: 3751))

Contact Information: Kazunobu Watanabe, Director

Tel: (03) 4476 8000 (Main Switchboard)

 

Please be advised that the Company has decided at a meeting of the Board of Directors held on May 19, 2016, to submit the “Partial Amendments to the Articles of Incorporation” matter to the ordinary general meeting of the shareholders scheduled to be held on June 23, 2016 as follows.

 

  1. Reasons for the Amendments:

(1) Purpose is added to build sustainable cities of the future green community, and to respond to the expansion and diversification of our business.

(2) The number of directors is changed from 7 or less to 11 or less in order to strengthen the management structure and corporate governance of the Company in preparation of future business expansion.

 

  1. Details of the Amendments:

(1) The details of the amendments are set out below:

 

Current Articles of Incorporation Proposed Amendment

 

Article 1 (Text omitted)

 

Article 2 (Objectives)

  1. (1) to (8) (Text omitted) (9) The business of the development, construction, supervision, operation, maintenance and administration of renewable energy facilities; (10) to (19) (Text omitted) (Newly set) (20) to (21) (Text omitted)

 

  1. to 5. (Text omitted)

Article 3 to 18 (Text omitted)

Article 19 (Number of Directors)

The number of directors of the Company shall be seven (7) or less.

 

Article 20 to 50 (Text omitted)

 

Article 1 (Unchanged)

 

Article 2 (Objectives)

  1. (1) to (8) (Unchanged) (9) The business of the development, construction, supervision, operation, maintenance, administration, sale and purchase of renewable energy facilities; (10) to (19) (Unchanged) (20) The business of management, sale and purchase of forests; (21) to (22) (Unchanged)
  2. to 5. (Unchanged)

 

Article 3 to 18 (Unchanged)

 

Article 19 (Number of Directors)

The number of directors of the Company shall be eleven (11) or less.

 

Articles 20 to 50 (Unchanged)

 

(2) Schedule regarding the Amendment of the Articles of Incorporation of the Company

 

Date of the general meeting of the shareholders for the Articles of Incorporation amendment: Thursday, June 23, 2016

 

Scheduled effective date of the Articles of Incorporation amendment: Thursday, June 23, 2016

Japan Asia Group Limited Review - Group Companies

Japan Asia Group is leading the way towards green communities, both locally and globally, through synergy among 85 subsidiaries, in four core divisions.

 

Geospatial information consulting

 

KOKUSAI KOGYO CO., LTD.

ASNAL CORPORATION CO., LTD.

Toyo Sekkei CO., LTD.

EONEX CO., LTD.

RISUISHA CO., LTD.

KOKUSAI BUNKAZAI CO., LTD.

RYUKYU KOKUSAI KOGYO CO., LTD.

TDS Co., Ltd.

 

Green energy

 

JAG Energy Co., Ltd.

JAG Power Engineering Co., Ltd.

JAG Investment Management Co., Ltd.

Miyazaki Solar Way Co., Ltd.

JAG Seabell Co., Ltd.

KOKUSAI BUILDING MANAGEMENT CO., LTD.

KHC Ltd.

KATSUMI JYUTAKU CO., LTD.

DAIWA-KENSETSU CO., LTD.

AKASHI-JYUKEN CO., LTD.

PAL CONSTRUCTION CO., LTD.

Labo Co., Ltd.

 

Financial services

 

Japan Asia Securities Co., Ltd.

Okinawa Securities Limited

Japan Asia Asset Management Co., Ltd.

Japan Asia Financial Service Co., Ltd.

Japan Asia Research Institute Limited

Japan Asia FAS Limited.

 

Our Global Network

 

KOKUSAI ASIA PTE. LTD.

KOKUSAI CHINA LIMITED

KOKUSAI BEIJING LIMITED

KOKUSAI VIETNAM

KOKUSAI LAND (VIETNAM) LIMITED

KOKUSAI INDONESIA

KOKUSAI EUROPE GmbH

Japan Asia Group Limited Review - Financial Services

Our globally competitive financial services enable our clients to grow their businesses.

 

We provide the capital needed for industry and society to grow and prosper. Our unique synergy of technical and financial services will be a driver for growth in Japan and throughout Asia.

 

We make the most of our extensive networks to provide high-value-added services, timely information, original financial products and financing solutions.

 

Securities

 

We offer a range of asset management options from Japanese and foreign stocks, securities, and trust funds tailored to our client's needs.

 

Investment advice

 

With timely and insightful investment advice and tailored financial instruments, we achieve solid returns even in tough economic times.

 

Investment information

 

Our local knowledge and extensive networks ensure our clients get accurate investment information first.

 

Other financial services

 

We develop strategic financial packages and provide attentive long-term support to ensure positive outcomes.

Oakmere Wealth Management Advisors - Charities

Charities attract a number of tax reliefs.

 

We recognize that every charity is different, and look after charitable funds for a wide range of organizations. Therefore, we aim to provide an investment strategy to meet individual charity's requirements. This is based on a full understanding of their income, total return and risk parameters after a consultation.

 

We provide a bespoke portfolio designed to meet those needs and objectives. We can then adapt the investment strategy, in response to changing charity needs over time. We will also provide regular reporting and attend trustee meetings in line with individual requirements.

 

Any funds that the Charitable Trust invests will benefit from the distinctive investment management approach of St. James's Place and ongoing monitoring undertaken by the St. James's Place Investment Committee in conjunction with Stamford Associates, Redington and other independent consultants.

 

What Are The Tax Benefits?

 

Tax benefits available include:

 

  • Donors can reclaim tax on the value of their donations
  • Charities are exempt from Capital Gain Tax, Income Tax, Corporation Tax and Inheritance Tax
  • Smaller trusts do not have to register for VAT

 

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

 

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.

 

How are Annual Reporting requirements fulfilled?

 

The Charity Commission requires an annual formal report and accounts to be filed by charities. This can be a complex and time consuming activity, but we can share this responsibility with you in conjunction with a number of external experts. For more information about how this is achieved, please contact us to arrange an initial consultation.

Security and Risk Online - U.S. accuses Chinese citizens of hacking law firms, insider trading

 

Three Chinese citizens have been criminally charged in the United States with trading on confidential corporate information obtained by hacking into networks and servers of law firms working on mergers, U.S. prosecutors said on Tuesday.

 

Iat Hong of Macau, Bo Zheng of Changsha, China, and Chin Hung of Macau were charged in an indictment filed in Manhattan federal court with conspiracy, insider trading, wire fraud and computer intrusion.

 

Prosecutors said the men made more than $4 million by placing trades in at least five company stocks based on inside information from unnamed law firms, including about deals involving Intel Corp and Pitney Bowes Inc.

 

The men listed themselves in brokerage records as working at information technology companies, the U.S. Securities and Exchange Commission said in a related civil lawsuit.

 

Hong, 26, was arrested on Sunday in Hong Kong, while Hung, 50, and Zheng, 30, are not in custody, prosecutors said. Defense lawyers could not be immediately identified.

 

The case is the latest U.S. insider trading prosecution to involve hacking, and follows warnings by U.S. officials that law firms could become prime targets for hackers.

 

"This case of cyber meets securities fraud should serve as a wake-up call for law firms around the world: you are and will be targets of cyber hacking, because you have information valuable to would-be criminals," U.S. Attorney Preet Bharara in Manhattan said.

 

Prosecutors said that beginning in April 2014, the trio obtained inside information by hacking two U.S. law firms and targeting the email accounts of law firm partners working on mergers and acquisitions.

 

Prosecutors did not identify the two law firms, or five others they said the defendants targeted.

 

But one matched the description of New York-based Cravath, Swaine & Moore LLP, which represented Pitney Bowes in its 2015 acquisition of Borderfree Inc, one of the mergers in question.

 

The indictment said that by using a law firm employee's credentials, the defendants installed malware on the firm's servers to access emails from lawyers, including a partner responsible for the Pitney deal.

 

Cravath declined to comment. In March, Cravath confirmed discovering a "limited breach" of its systems in 2015.

 

Prosecutors also accused the defendants of trading on information stolen from a law firm representing Intel on the chipmaker's acquisition of Altera Inc in 2015.

 

Intel's merger counsel on the deal was New York-based Weil, Gotshal & Manges LLP. The law firm declined to comment.

 

In Beijing, Chinese Foreign Ministry spokeswoman Hua Chunying said she was aware of the reports about the case but knew nothing about it.

 

The case is U.S. v. Hong et al, U.S. District Court, Southern District of New York, No. 16-cr-360.

Don’t get cyber-Scrooged, Tips for safe online shopping

NEW YORK — ‘Tis the season to be jolly — but it’s also the season for identity theft, phishing and credit card fraud.

With Christmas just days away, people are using their smartphones and other devices to get a handle on their last-minute shopping. Hackers are on the hunt as well, looking to steal personal information from easy targets.

“People just need to have their radar up, so that when they’re trying to get their perfect gift to grandma’s house in time for Christmas day, they’re not clicking on things they shouldn’t,” said Michael Kaiser, executive director of the National Cyber Security Alliance.

Here are some other tips for staying safe this holiday season.

You’d better watch out

Make sure your phone’s operating system and all the apps you use to shop are up to date. That way you’ll have the fixes for any recently discovered security problems.

You should also enable multi-factor authentication in the settings on your important accounts. This is a security measure that requires you to enter a temporary code in addition to your password when signing in; services often text this code to your phone. It complicates life for hackers should they somehow manage to get your password.

Improvements in credit card fraud detection have pushed hackers to focus on stealing legitimate login credentials, so adding an extra layer of protection to these accounts is a must, says John Dickson with the cybersecurity firm Denim Group.

And while some cybersecurity experts question the value of changing your password frequently, Dickson says it’s not a bad idea this time of year.

“If you had a New Year’s resolution to change your passwords, move that up by about four weeks, because this is fraudster season,” Dickson says.

Santa (and hackers) are watching

Nobody likes to dip into their mobile-data plan, but you might want to set aside a few gigabytes for holiday shopping.

Signing on to free Wi-Fi at a store or coffee shop can be risky. Hackers could be lurking on the networks, ready to use that connection to steal credit-card numbers or other personal information. If using free Wi-Fi, at least wait till you get home to check your bank account balances, Kaiser said.

Feast of the phishes

Phishing spikes during the holiday season. Emails that offer great deals on holiday gifts or donation pitches from charities could actually be attempts to steal your credit card or login information. Another popular trick: Fake emails supposedly sent by online retailers or shipping companies.

Don’t click on links in these emails, as they may lead you to a fake website that looks legitimate. Instead, type in the company’s website directly.

Checking it twice (or more)

Shoppers need to keep a close eye on their accounts. The easiest way to do this is to use the same credit card for all of your holiday shopping. Avoid debit cards — running up a credit card balance is one thing and can be challenged; draining your life’s savings is another.

Use different passwords for your various shopping accounts. That way if one is compromised, it’s less likely that the others will fall to hackers as well.

Naughty or nice?

Websites that advertise hot deals on popular or hard-to-find gifts are probably scams. So are those touting free or deeply discounted gift cards. Stick with e-commerce sites you know are real. Don’t click on web ads.

And if something advertised on a website or social media looks too good to be true, it probably is, said Brian Reed, chief marketing officer for ZeroFox, a cybersecurity firm that focuses on social media.

Instead of getting a great deal on a North Face jacket or a free iPhone, shoppers are getting their money and personal information stolen.

Also avoid apps that promise to generate gift card codes for various retailers, Reed said. The apps can harm your device. And, if you manage to use a code, you’re committing fraud.

Giving the gift of IOT

Internet-connected gadgets — whether they be a “smart” thermostat, baby monitor or a talking toy — will be under many trees this year.

But the lack of security built into many of these devices is becoming an issue. Experts worry that they could be used to breach a home or business network and let hackers access another device that holds private information.

There’s no way to tell from its box how secure any given gadget is, but an online search could fill you in on previously reported problems.

Default passwords should be changed right away, if possible. Do some research to understand exactly what personal information the device is collecting and where it’s being stored or sent.

Down the road, make sure your smart devices get their security updates. That includes your wireless router. If it’s an older model, you’re probably going to need to get them from the manufacturer’s website. Newer models often send updates through apps.

And if your router is really old and not getting updates, you might want to add that to your gift list.

“If that’s your gateway and it’s not secure, then you’re allowing people to get into all of the devices connected to it,” Kaiser said.

Oakmere Wealth Management Advisors - Investment Management Approach

St. James's Place Wealth Management recognizes that no single investment house has a monopoly on investment expertise, and St. James's Place do not employ in-house investment managers. Instead we carefully select a number of external managers of outstanding ability to manage our range of funds.

 

This has a number of advantages:

 

• It gives us the freedom to select first-class managers from the global investment market to manage our funds on behalf of our clients

• It enables us to change any of these managers at short notice if we have lost confidence in them, without any charges, or tax, or inconvenience to our clients

 

• It offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles

Tyre&Auto Southbourne Group Review: The huge importance of a proper exhaust control

Discussing issues involved with pollution is nothing new in our modern society. And living in a busy city also means having hectic streets every day filled with cars and other vehicles, which could result in a smoky environment. With this, it’s obvious that you are vulnerable to the harmful effects of exhaust fumes.

 

However, you can conduct a proper exhaust control to reduce the effects of exhaust fumes from combustion engines. A good exhaust control can help you realize its huge importance as well as the benefits included in its entire process. Tyre&Auto Southbourne Group aims to elucidate how important proper exhaust control is to every individual, especially to car owners, through this article. To begin with, this specific action could lessen noise levels.

 

In order to reduce noise pollution, you need to have the proper design and installation of an exhaust pipe system. Tyre&Auto Southbourne Group can help you accomplish this with lesser trouble. There will also be an increase in noise levels if the exhaust pipe of your car is broken.

 

A proper exhaust control also makes passengers free from the direct exhaust. There's a reason why car exhausts were designed at the tail end of a car or raised high up - it is to keep exhaust fumes away from the passengers, or to support its escape into the atmosphere. You should contact Tyre&Auto Southbourne Group or your trusted car service provider to identify any clogging or leaks in your car to guarantee a more peaceful ride.

 

A better engine performance is also attainable with a good exhaust control. A defective exhaust pipe could result in reduced power and performance since it decreases the ability of the engine to maximize its burning capability. There will also be a large percentage of lost in an engine's power if there’s an inefficient disposal of the waste gases from the combustion process.

 

And finally, fuel consumption becomes more effective with a good exhaust control since proper burning is required to increase the effectiveness of fuel consumption. Moreover, a defective exhaust system can reduce car mileage.

 

You're not just polluting the environment with a defective exhaust pipe system, but you're also burning your hard-earned money. Every individual should be responsible for controlling the quantity and quality of exhaust fumes to protect the environment of our home planet.

SC Advisors Real Estate - COMMUNITY VENUES

 

PUBLIC-PRIVATE PARTNERSHIP PLANNING

 

The Orlando Community Venues Master Plan is regarded as one of the nation’s most successful public-private ventures, and SC Advisors has played a key role in its development and outcome.

 

In 2005, Orlando Mayor Buddy Dyer set out to provide a much needed community-wide vision for Central Florida’s major public venues. He and his team faced significant challenges:

 

  • Efforts to build a performing arts center to replace the outdated and deteriorating Bob Carr Auditorium had languished for years.
  • The Amway Arena, home of the Orlando Magic basketball franchise, was one of the oldest in the nation and fell short of many NBA standards. It also lacked sufficient technology and capacity to attract quality concerts and other events to Orlando.
  • The Florida Citrus Bowl faced the possibility of losing its highly regarded holiday bowl games due to its age and state of disrepair. Millions of dollars of direct revenue and millions more in economic impact for Central Florida were at risk.

 

Mayor Dyer proposed a bold plan that would reinvigorate not just one of these vital venues but all three. The Mayor turned to SC Advisors to guide the City through the process of establishing the Orlando Community Venues Master Plan. The plan called for unprecedented collaboration and revenue-sharing agreements among the City of Orlando, Orange County, and the tourism industry. It also called for the private sector to secure the additional financial investment required for each venue and to manage its development. This complex public-private venture strategy was approved by in 2006 and received commitments of more than $1 billion in funding.

 

In 2010, the $480 million Amway Center opened to national acclaim. Final plans for the expansion and improvements to the Florida Citrus Bowl were approved in 2012. Demolition began in January 2014 and the renovation was completed in time for the annual Florida Classic just ten months later. The Dr. Phillips Center for the Performing Arts opened in November 2014 and quickly became a focal point of downtown and has been widely recognized as an outstanding facility.

SC Advisors Real Estate - ORLANDO DOWNTOWN SPORTS AND ENTERTAINMENT DISTRICT

 

DUE DILIGENCE AND PRE DEVELOPMENT PLANNING

 

The Downtown Sports & Entertainment District is a planned development to be located on the block to the north of Amway Center. Plans for the estimated $200 million mixed-use development include a 250 room hotel, an office building, multi-family residential components and an exciting array of dining and retail establishments.

 

The Orlando Magic retained SC Advisors to provide due diligence and pre development services for the project. SCA played a key role in the purchase of the necessary land, securing municipal approvals and coordinating the site planning and conceptual design process. SCA was pleased to continue its relationship with the Orlando Magic after serving as the Developer's Representative for the award-winning Amway Center.

Bricon Associates Pte Ltd - Maid Insurance Singapore

 

Maid insurance is essential, because If a domestic helper plays a huge role in your household, any form of medical disruption can bring stress and invisible cost. Rest assured, here at Bricon Associates Singapore, we have the right Maid Insurance Solution for you.

 

If you are concerned about your financial security, it is a wise idea to go for maid insurance. This will help you to stay away from hassle during unexpected medical and accidental coverage. On the other hand, maid insurance will assist you to build trust and confidence within the mind of your maid as well. Main insurance doesn’t come only with financial benefits. When your maid knows that she is insured, she would happily work for you and your loved ones. This creates a positive impression about you on her mind. As a result, she would tend to fulfill all her responsibilities without any hassle. The maid insurance you purchase can offer reimbursements and compensation in case of hospitalization or accident. You will also be able to compensate the losses that can happen when the maid does not work because of her personal reasons. Therefore, it is something that every home owner with maids should consider about.

 

Tenet-Sompo Singapore Maid Insurance

 

MaidEase – Maid Insurance Coverage

 

With this Maid Insurance plan, we guarantee you will be more than a responsible employer. This Maid Insurance plan not only protects you and your family, but your domestic helper as well. With this plan comes a comprehensive range of benefits, which is more than just equipped to provide protection for any mandatory or unexpected costs:

 

-Hospitalization

-Global Personal Accident

-Re-hiring Expenses

-Maid’s Assets

-Ambulance Charges

-More benefits for accident incurred in insured’s residence

-Treatment by traditional Chinese doctor

-Medical Expenses

-Day Surgery

-Dread Disease

-Pre and post hospitalization costs

-Maid’s Liability

Car Tips - How Vehicle History Data is Compiled

 

VIN Check Data

 

Whether you're buying a used vehicle for yourself or a loved one, a vehicle history report is a valuable way to peer into your potential automobile's past and prevent the purchase of an unsafe or unsavory vehicle.

 

If you're not familiar with the term, a vehicle history report, also known as a VIN check or VIN lookup, is a summary of valuable details that include:

 

  • Title information.
  • Accident history.
  • Fire or flood damage.
  • Other potential hidden problems.

 

By using your the unique vehicle identification number (VIN) associated with that automobile, you can access vital car history details on a VIN number lookup.

 

How VIN Check Information Is Collected

 

Vehicle history reports are a compilation of public- and private-record information. VIN lookup vendors access data from a number of sources, including:

 

  • State motor vehicle title agencies.
  • Car manufacturers.
  • Repair shops.
  • Junk or salvage yards.
  • Auto recyclers.
  • Insurance companies.

 

The bulk of information collected by VIN check vendors typically comes directly from the National Motor Vehicle Title Information System (NMVTIS) operated by the U.S. Department of Justice. The businesses and organizations mentioned above report their information to the NMVTIS.

 

Details on a VIN Lookup

 

You can expect NMVTIS-approved VIN number lookup to include the following:

 

  • Title information, including:

                        o Current state of title/registration.

                        o Previous title history.

                                    - This information sheds light on a car's ownership and protects consumers from purchasing a stolen vehicle.

  • Odometer reading.

                        o This helps prevent fraud and protects customers from buying a car for more than it's actually worth.

  • Brand history.

                        o These descriptive labels relate to the status of a car (i.e. junk, salvage, flood damaged, etc.) and are applied by state motor vehicle titling agencies.

  • Total loss history

                        o This term is usually given to a car after severe damage. Knowing the total loss history can protect you from a vehicle that may be unsafe.

  • Salvage history.

                        o This indicates the car was repaired after severe damage, which can also prevent the purchase of a potentially unsafe vehicle.

 

While the NMVTIS reports are thorough, a more detailed car history report from another vendor may include:

 

  • Vehicle repair and maintenance history.
  • Open recalls.
  • Information on multiple owners.

 

The Cost of a VIN Check

 

It's important to keep in mind that VIN number checks are not issued by any government agency, so they can range in both price and details.

 

Some VIN lookup vendors offer basic information on free VIN checks, or free vehicle history reports, that could be useful before you dive deep into the specifics of your potential vehicle—such as a free “lemon" check to find out if there were any manufacturer buybacks or lemon records on the car.

 

For recalls, lemon information, and other broad car history details about a particular make or model, you can always search online or check car manufacturers' websites.